Public Documents

This section contains EMANI's annual reports, statutory documents, solvency disclosures, rating information and governance publications.

Annual Reports

Year English French
2025 Annual Report 2025 Rapport Annuel 2025
2024 Annual Report 2024 Rapport Annuel 2024
2023 Annual Report 2023 Rapport Annuel 2023
2022 Annual Report 2022 Rapport Annuel 2022
2021 Annual Report 2021 Rapport Annuel 2021
2020 Annual Report 2020 Rapport Annuel 2020
2019 Annual Report 2019 Rapport Annuel 2019
2018 Annual Report 2018 Rapport Annuel 2018
2017 Annual Report 2017 Rapport Annuel 2017

Articles of Association

English Articles of Association
French Statuts de l'Association

AM Best Rating

AM Best A (Excellent) Rating Publication

Solvency and Financial Condition Reports

Year Report
2026SFCR 2026
2025SFCR 2025
2024SFCR 2024
2023SFCR 2023
2022SFCR 2022
2021SFCR 2021
2020SFCR 2020
2019SFCR 2019
2018SFCR 2018
2017SFCR 2017

Board of Directors

Board of Directors

EMANI Loss Control Standards

Access Loss Control Standards